What To Do Before Disaster Strikes

Take pictures of contents of home—digitals great for saving space or video

Store at another location

• Friends
• Family
• Separate Building

Carefully review insurance policy on a yearly basis

Have you made improvements to your home?

Do you have adequate coverage for—

• Paintings
• Silver
• Jewelry
• Antiques

Do you have replacement cost for structure and contents?

• Is it guaranteed replacement cost
  • Not as available—check with your company

Can you rebuild your home for the amount of your coverage?

Do you have coverage for required building code upgrades?

Check coverage for flooding in basement

• Do you have it?
• What is not covered?
  • Can you get coverage or additional coverage?

When leaving property for an extended period of time

• Turn off the water as it enters your home
• Turn off water to washing machine
  • Replace washing machine hoses with braided stainless steel
    
• Unplug coffee maker and toaster oven
• Have someone check your home frequently
• Consider installing a device that senses temperature below a certain degree and turns on a light that a neighbor could see and notify someone to check the furnace